Rebuilding Credit with secured credit cards
Rebuilding Your Credit History with a Secured Credit Card One of the dilemmas many people face when applying for credit for the first time is that lenders want to see…
Applying for Secured Credit Cards
Applying for Secured Credit cards Secured credit cards are the cornerstone to rebuilding your credit rating. They allow you to immediately begin rebuilding your credit. A fresh start can be…
Fraud and how to protect yourself
Fraud and how to protect yourself This is a chapter that could take up a lot of paper. Fraud is rampant and out of control in our economy both…
Annual Credit Maintenance and Review
Annual Credit Maintenance and Review Now that your credit is back to normal you now need to take steps to ensure it remains normal. Every year you need to…
Repair and Rebuild your Credit
How to Repair and Rebuild your Credit As a mortgage broker I get asked this question regularly. In fact this book was written to help my clients that ask…
Collections and Bankruptcy
Collections Unfortunately if you do not make your payments as promised in some cases your file will be assigned to a collection department. In the past this was an…
Credit Reporting Agencies
Credit Reporting Agencies The big 3 as I call them. They hold the purse strings to everyone’s hopes and dreams. With their endorsement you can reach incredible heights. The…
Your Credit Scores
Your Credit Scores Your credit score follows you silently throughout your whole life. It is used by all lenders and credit grantors and is recorded and monitored by private agencies…
The 5 C’s of Credit Evaluations
The 5 C’s of Credit When it’s time to borrow we all go through a nervous period. Even those with perfect credit will break a sweat when applying for credit.…